Source: www.thelantern.com --- Sunday, August 04, 2013
In the first stop on his tour of the state of Ohio, NFL Commissioner Roger Goodell joined with Ohio State Football coach Urban Meyer Thursday for the 2013 Moms Football Safety Clinic at the Woody Hayes Athletic Center. Goodell said the goal of the ... ...
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Those who believe weddings to be exorbitant, empty spectacles have a fair-weather friend in writer-director Victor Quinaz, whose inventive debut, Breakup at a Wedding, attempts an aloof, smirking pose but surrenders to sentimentality in the end. The setup is rom com meets reality TV: Over 28-some hours, a cynical wedding videographer (Quinaz) narrates and records the disintegrating nuptials of aspiring yuppies Alison (Alison Fyhrie) and Phil (Philip Quinaz). The resulting mockumentary is suitably ugly, with the jerky rhythms, awkward close-ups, and palm-rubbing schadenfreude so common to TLC programming. Thankfully, no Bridezillas abound; instead, the pair believably break up during the rehearsal dinner, with the bride-to-be confessing she's just been going through the motions in their relationship. But Alison and Phil are loath to let their expenses be for naught, so they hatch a scheme to throw the wedding without ever signing the marriage license, leaving their friends and family none the wiser. This darkly funny premise leads to an intermittently amusing middle section where the couple's charade is overshadowed by low-stakes cringe comedy involving eccentric guests. Though Phil's an oblivious boor?early in the film, he explains he loves his future wife because "she's got really great posture, which is really awesome considering how chest-heavy she is"?he's touched enough by Alison's surprise present, a four-foot-long iPhone cake, to try to win her back. Quinaz shot the film days before his own wedding, and perhaps that explains Breakup's soft, squishy heart: It can't help but melt.
Source: http://feedproxy.google.com/~r/most/recent/~3/kIlT1zzaTXQ/
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U.S. researchers say they've found security weaknesses in Apple's iOS operating system that could let hackers compromise an iPhone through apps 
or peripherals.
"Apple utilizes a mandatory app review process to ensure that only approved apps can run on iOS devices, which allows users to feel safe when using any iOS app," Paul Royal, director of the Georgia Tech Information Security Center, said in a Georgia Tech release Wednesday. "However, we have discovered two weaknesses that allow circumvention of Apple's security measures."
Researchers at the center determined malware can be installed onto iOS devices via Trojan Horse-style applications and peripherals such as chargers.
The technique, developed as part of a proof-of-concept attack dubbed Jekyll, hides malicious code that would otherwise get rejected during the Apple review process, they said.
"We were able to successfully publish a malicious app and use it to remotely launch attacks on a controlled group of devices," research scientist Tielei Wang said. "Our research shows that despite running inside the iOS sandbox, a Jekyll-based app can successfully perform many malicious tasks, such as posting tweets, taking photos, sending email and SMS, and even attacking other apps -- all without the user's knowledge."
Researcher Billy Lau created a proof-of-concept malicious charger using a small, inexpensive single-board computer made to resemble a normal iPhone or iPad charger that, once plugged into an iOS device , stealthily installs a malicious app.
Both Wang and Lau notified Apple upon the discovery of these security weaknesses, Georgia Tech said.
Apple has implemented a feature in its upcoming iOS 7 that notifies users when they plug their mobile device into any peripheral that attempts to establish a data connection, and is working on ways to address the weaknesses revealed through Jekyll, the school said.
"These results are concerning and challenge previous assumptions of iOS device security," Royal said.
?
? 2013 UPI International under contract with YellowBrix. All rights reserved.
Source: http://www.sci-tech-today.com/story.xhtml?story_id=88987
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Bradesco Asset Management (Bram) has established a US subsidiary and has begun to build relationships with distribution managers in the US and Canada to sell Bram?s proprietary funds to north American institutional investors.
Despite outflows from emerging markets funds in recent weeks, Bradesco expects that Bram US (which was registered with the SEC as an investment adviser in the first quarter of 2013) will be able to tap into US appetite for Latin American assets, especially at a time when the continent?s currencies, which are falling against the dollar as global markets anticipate higher interest rates in the US, are creating an attractive entry point to the region.
"We are going to create funds domiciled for the US and Canadian investors," says Luiz Osorio, head of international business development at Bram. "The idea is to bring funds that we already have in the local market in order to be able to show a track record to investors." The funds are expected to be available to investors in north America in the fourth quarter.
Four alternatives
Osorio says Bram US will begin with four fund alternatives: one will be a hard-currency fixed-income fund and the other three will be equity funds. Bram already has a hard-currency fixed-income fund for its European clients, which is 70% invested in Latin American corporates (mainly investment grade) and 30% in sovereign bonds. In the past year the fund returned 9.7% in dollar terms.
Osorio also says the equity funds should attract interest because he believes the sell-off in Brazilian equities generally has been overdone, as well as there still being opportunities for stock-picking fund managers to generate alpha.
The Bovespa has become increasingly split in the past year between consumer- and infrastructure-focused stocks that are performing well and the index, which is dominated by poorly performing commodity-oriented stocks. Despite the high valuations of many of the former type of equities, Osorio says there are still opportunities that should attract US investors.
"The PE multiples are high but there are still companies that our research team thinks will see growth. We have to be really selective ? it?s not all consumer-oriented companies ? but there are a number that we think will grow 30% this year and maybe 20% next year," says Osorio. "In the next two years we?re expecting 50% to 60% growth that hasn?t yet been priced in." He adds that Bram also has a fund focused on the small-mid cap theme in Brazil.
Bram?s US initiative builds on its growth in Asia, and specifically in Japan, where the Brazilian asset manager has a marketing relationship with Mitsubishi UFJ Asset Management.
However, Bram?s regional diversification is in part a result of the lower growth opportunities in this market in the medium term.
Bram offers only local-currency funds in Asia because the investors in the region have typically liked the currency-risk element of Brazilian investments.
"When we first started going to Japan four years ago I was surprised by the amount of currency exposure there was to the real," says Osorio. "They had about R$30 billion [$13.5 billion] in real assets and another R$50 billion in other assets swapped to our currency. This is one of the reasons why [recently] they have reduced interest in Brazil ? they are overweight in Brazil and some have suffered a lot with the [recent devaluation]."
Joaquim Levy, CEO at Bram, says it is important that the asset manager, which has $144 billion under management, can present itself as a genuinely pan-regional institution in order to attract new funds from the international markets.
"Our product is Brazil and Latin America. We understand that we will find it difficult to focus only on Brazil ? except in the case of Japan and [those interested in a niche, Brazilian] product," says Levy. "That?s one of the reasons why we are focusing on a Latin American fund (which launched in early 2013). Bradesco has opened and is growing in Mexico, for example, and that is something that will derive a lot of value, because within a Latin American-wide fund there are some things that are not so correlated. You have Brazil, Chile and Mexico. One is driven by the US, another by copper and the other by a lot of other things."
International appeal
As well as trying to broaden its regional base to capture international capital flows to asset managers in Latin America, Bram is broadening its international assets to appeal to Brazilian investors that want to diversify a portion of their portfolios to assets outside Brazil.
Bram established a Brazilian depositary receipts (BDR) fund in January 2012 that has already attracted R$200 million. The fund gives Brazilians investors (and Bram reports private banking clients have been the early adopters, rather than institutional clients) exposure to US equities through local onshore investment vehicles.
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Source: http://gizmodo.com/ikeas-new-app-transports-furniture-right-into-your-liv-1002157917
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ST. CHARLES ? On Wednesday, Ralph Mueller of St. Charles was expecting his usual delivery of meals from a volunteer with The Salvation Army?s Golden Diners Senior Nutrition program.
But this delivery came with an extra perk ? a small bag of food for his dog, Giusseppe, a maltese-poodle mix.
?I appreciated the dog food,? he said, noting that it?s one trip to a store he won?t have to make.
This week, The Salvation Army launched its latest initiative by delivering pet food to 111 seniors and their 187 pets. A $2,500 grant from Banfield Charitable Trust helped launch the program, allowing Salvation Army volunteers to deliver pet food to seniors four times a year.
Maj. Ken Nicolai, director of the Golden Diners Program, said a few years ago, a couple of volunteers raised concerns because they saw seniors sharing some of their meals with their pets.
?In this one case, it was a cat, and the cat looked pretty hungry. And the senior was at risk of malnutrition,? he said. ?That kind of alerted us.?
Nicolai said for the past two years, The Salvation Army has distributed pet food around Christmas time to seniors, which they?ll continue to do, but the recent grant helped them expand the frequency of the program.
He said The Salvation Army conducted a survey of the seniors asking whether they had pets, and if they had trouble feeding or caring for their pets. He said more than 100 seniors responded that they needed extra help feeding their pets.
?People say, ?Why don?t they just give their animal to somebody else?,? ? Nicolai said. ?You?re talking about people who live alone, and without that pet, they?d be even more lonely than they already are. The pets are just such good companions for them.?
He said pets also can keep seniors alert by giving them some responsibility.
?We?re just hearing back from seniors [about] how grateful they are,? Nicolai said. ?They really do care about their pets. Sometimes, they might even put their pets before themselves.?
For information about the Golden Diners Senior Nutrition Program or to volunteer, call 630-232-6676.
Source: http://www.kcchronicle.com/2013/07/31/pets-benefit-from-salvation-army-nutrition-program/am0s5n9/
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Review of Hampstead Village Guest House from 2 August 2013
Discover cool new places both at home and abroad with the Qype community's trusted reviews!
Join now!? Qype 2013 - Review of Hampstead Village Guest House by seriousdisease Made with Love in Hamburg, Germany
Source: http://www.qype.co.uk/review/3940015
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Source: entertainment.msn.com --- Thursday, August 01, 2013
NASCAR sells remaining 3 Cup races, 1st half of Nationwide schedule to Fox Sports ...
Source: http://entertainment.msn.com/tv/article.aspx?news=821060
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LAS VEGAS (AP) ? The head of the U.S. National Security Agency defended the government's much-criticized surveillance program against hecklers among a crowd of computer systems analysts Wednesday, but also had a challenge for them: If you don't like it, lend your talent to build a better one.
"You're the greatest tech talent anywhere in the world. Help us," Army Gen. Keith Alexander said at the hacker conference for the buttoned-up corporate and government security analyst crowd, not the one later in the week for the more counter-culture types.
Alexander spent much of his 45-minute address explaining how government methods used to collect telephone and email data helped foil 54 terror plots since 1993. He was interrupted at times by hecklers, but also drew applause.
"Our nation takes stopping terrorism as one of the most important things," he said, standing in short sleeves with a slide on the screen behind him showing a timeline and the number of foiled plots.
"Freedom!" one man shouted from the middle of the standing-room crowd.
"Exactly. And with that, when you think about it, how do we do that? Because we stand for freedom," Alexander said.
"Bulls--t," the heckler said.
"Not that," Alexander replied before continuing his keynote speech to the annual Black Hat conference at Caesars Palace. Organizers said the conference drew 7,000 people.
Alexander didn't refer in his address specifically to leaks by former NSA systems analyst contractor Edward Snowden of classified documents that brought attention on the government's surveillance efforts.
He remained unapologetic, denying another heckler's claim that he lied to Congress about methods the NSA uses to "connect the dots" and "go after the bad actors who may want to do us harm."
"People say, 'I hear what you say, but I don't trust that,'" Alexander said.
"How do we defend this country? That is the question," he said. "The nation needs to know we're going to do the right thing."
The four-star general, who has headed the NSA for eight years, said it wasn't true the agency listens to specific phone calls and reads emails. He said "no one at NSA" has ever gone outside the legal boundaries of the Patriot Act and Foreign Intelligence Surveillance Act programs allowing the collection of "metadata."
Alexander emphasized oversight of his programs by Congress, courts and the administration, and posted a slide of the type of broad one-line "metadata" that he said the agency collects from communications abroad: Date, duration, phone number calling, phone number receiving, and a note about the authorizing entity.
"There are no names in the database," he said. "No addresses. No credit card numbers. The database is like a lockbox."
Alexander said the data led to the disruption of 13 terror plots in the U.S., 25 in Europe, five in Africa and 11 in Asia. He spoke of a thwarted plot to bomb the New York City subway system in September 2009, but didn't specify others.
"We get all these allegations of, 'What they could be doing,'" Alexander said. "But when you check, like the (congressional) intelligence committees, they find that hasn't happened. Zero times."
Ted Doty, a computer product security manager and blogger from Atlanta, said he wasn't convinced.
"The smart people know that what's interesting is the connection trees," Doty said, referring to the links between one caller and the next. "That's what the NSA wants."
Doty said he suspected the government submits emails and text communications to transcription software and searches it using algorithms to find key words and phrases.
Mike MacKinnon, an information technology manager for a Los Angeles law firm, said he thought Alexander handled heckling well. He noted that Alexander even drew laughter when a voice shouted that he should read the Constitution.
Alexander said he had, and the heckler should, too.
"I expected a bit more yelling," MacKinnon said.
Source: http://news.yahoo.com/nsa-chief-talks-hackers-conference-vegas-175951147.html
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WASHINGTON (AP) ? Struggling to salvage a massive surveillance program, President Barack Obama was confronted by congressional critics of the National Security Agency's collection of Americans' telephone records Thursday as snowballing concerns made new limitations on the intelligence effort appear increasingly likely.
Obama and Vice President Joe Biden joined lawmakers on both sides of the issue for an Oval Office meeting designed to stem the bleeding of public support and show Obama was serious about engaging. Among the participants were the NSA's most vigorous congressional supporters ? the top Democrats and Republicans in the House and Senate intelligence panels ? alongside its most stern critics, including Democratic Sens. Ron Wyden of Oregon and Mark Udall of Colorado.
The lawmakers departed the rainy White House grounds without speaking to reporters. But in interviews later, they said there was a consensus that the surveillance efforts are suffering from perception problems that have undercut trust among the American people.
"There is openness to making changes," said Rep. C. A. Dutch Ruppersberger of Maryland, the top Democrat on the House Intelligence Committee.
Sen. Saxby Chambliss of Georgia, top Republican on the Senate's intelligence panel and a strong NSA defender, said Obama and the lawmakers didn't agree to take specific steps but brought up a number of proposals that will be fleshed out over the August congressional recess.
"A lot of ideas were thrown out," Chambliss told The Associated Press. "Nothing was concluded."
Wyden, in an interview, said he and Udall had sought to convince Obama of the urgency of addressing rising concerns. He said he proposed strengthening the government's ability to get emergency authorization to collect an individual's phone records, so that pre-emptive collection of everyone's records would no longer be necessary.
"I felt that the president was open to ideas ? and we're going to make sure he has some," Wyden said after returning to Capitol Hill.
Wyden and two Senate colleagues also unveiled legislation Thursday to overhaul the secret federal court that oversees the programs, which critics decry as largely a rubber stamp. The senators aim to make the court created under the Foreign Intelligence Surveillance Act, or FISA, more adversarial by creating a special advocate who could argue for privacy during closed-door proceedings and appeal decisions. A companion bill would diversify the court's bench by ending the chief justice's sole authority to pick its judges.
"These bills do not compromise national security, but they put a necessary opposing view in the FISA court and assure ideological diversity of judges," said Sen. Tom Udall, D-N.M. Another of the bill's sponsors, Sen. Richard Blumenthal, D-Conn., said the Obama administration was receptive to the ideas, although White House officials declined to comment.
Debate over the line between counterterrorism and invasion of privacy has been heating up since former government contract systems analyst Edward Snowden leaked classified documents exposing the NSA's monumental capability to sweep up data about phone and Internet use, including programs that store years of phone records on virtually every American. Snowden's revelations have prompted a national rethinking over government surveillance powers that have grown since the Sept. 11, 2001, terrorist attacks.
Russia decided on Thursday to grant temporary asylum to Snowden, who has been in a Moscow airport hotel for more than a month, despite America's insistence that the fugitive be sent home to face prosecution on espionage charges.
In Washington, House Judiciary Committee Chairman Bob Goodlatte, R-Va., said he stressed to Obama the role Congress must play in ensuring that U.S. spying isn't infringing on Congress' intent or on civil liberties. He said his committee would further probe the issue, including in a classified hearing he's hoping to hold in September.
Extending its efforts to defend the programs to the public, the White House pledged to help Americans understand as much as possible about how they work, even as it staunchly defended their efficacy in keeping a post-9/11 America safe.
"That process will continue," said White House spokesman Jay Carney. "But I don't think that we can sensibly say that programs designed to protect us from terrorist attack are not necessary in this day and age."
The more information about the programs the government has released, the more it has fed even greater concerns about the scope of the surveillance and whether Obama's national security team has been truthful in describing it publicly in the past.
After the administration on Wednesday declassified more documents about an email mining program, Wyden said they showed the government had "repeatedly made inaccurate statements to Congress" about the effectiveness in countering terrorism. And new details released about the phone records program created new fodder for critics by confirming for the first time that, when investigating one suspected terrorist, the government can also examine records of people who called people who called the targeted individual ? netting millions of people's records in a single request.
Meanwhile, the head of the NSA openly clashed with lawmakers including Sen. Patrick Leahy, D-Vt., over the agency's statements that telephone and email data collection helped foil 54 terror plots.
Rising tensions have stoked concern at the White House that surveillance programs Obama considers crucial will soon be undermined or even dismantled ? despite the fact that many Democrats and Republicans in Congress have come to the NSA's defense.
Leahy, the Judiciary Committee chairman, has threatened to seek to end the phone records program if it's not proven effective. And Sen. Jeff Merkley, D-Ore., signaled Thursday that unless an agreement is reached on releasing more of the secret court's opinions, he would push Congress to use its "power of the purse" to compel their disclosure by withholding funding for certain programs.
Even some staunch advocates for a tough national security stance have become outspoken critics, including Rep. Jim Sensenbrenner, R-Wis., who helped write the USA Patriot Act but now says the phone records collection goes far beyond what he envisioned and may not be renewed. Sensenbrenner was among the lawmakers who shared concerns in the session Thursday with Obama and top officials, including Biden, National Security Advisory Susan Rice and White House counsel Kathryn Ruemmler.
The White House also was spooked by a House vote last week to dismantle the program, which failed by a narrow 217-205 margin.
___
Associated Press writers Donna Cassata and Richard Lardner contributed to this report.
___
Follow Josh Lederman on Twitter at http://twitter.com/joshledermanAP
Source: http://news.yahoo.com/surveillance-critics-confront-obama-oval-office-215824829.html
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WASHINGTON (AP) ? When the Federal Reserve offers its latest word on interest rates this week, few think it will telegraph the one thing investors have been most eager to know: When it will slow its bond purchases, which have kept long-term borrowing rates low.
The Fed might choose to clarify a separate issue: When it may raise its key short-term rate. The Fed has kept that rate near zero since 2008. It's said it plans to keep it there at least as long as unemployment remains above 6.5 percent and the inflation outlook below 2.5 percent.
Unemployment is now 7.6 percent; the inflation rate is roughly 1 percent.
Chairman Ben Bernanke has stressed that the Fed could decide to keep its short-term rate ultra-low even after unemployment reaches 6.5 percent. Testifying to Congress this month, Bernanke noted that a key reason unemployment has declined is that many Americans have stopped looking for jobs. When people stop looking for work, they're no longer counted as unemployed.
If that trend continues, Bernanke said that lower unemployment could mask a still-weak job market and that the Fed might feel short-term rates should stay at record lows.
In the statement the Fed will issue when its two-day meeting ends Wednesday, it could specify an unemployment rate below 6.5 percent that would be needed before it might raise its benchmark short-term rate. It might also say that it won't raise that rate if inflation remains below a specific level.
Investors would react to any such shift in the Fed's guidance. Financial markets have been pivoting for months on speculation that the Fed will or won't soon slow its $85-billion-a-month in Treasury and mortgage bond purchases. Those purchases have led more consumers and businesses to borrow, fueled a stock rally and supported an economy slowed by tax increases and federal spending cuts.
The Fed has signaled that it might slow its bond buying as soon as September ? if the economy has strengthened as much as the Fed has forecast. If not, the Fed would likely maintain its stimulus.
On Wednesday, the government will report how fast the economy grew in the April-June quarter. Most economists predict an annual rate of barely 1 percent ? far too weak to quickly reduce unemployment. Most think the growth is picking up in the second half of the year on the strength of a resurgent housing market, stronger auto sales, steady job gains and higher pay.
Many economists think the key goal of the Fed's policy discussions Tuesday and Wednesday will be to stress that the Fed's actions in coming months will hinge on how the economy fares, not on any timetable.
Some economists think the Fed will be mindful that the Dow Jones industrial average sank more than 500 points in two days after it met in June and Bernanke said the Fed would likely slow its bond-buying this year and end it next year because the economy was improving.
"The Fed is going to try to calm things down," said Brian Bethune, an economics professor at Gordon College, in Wenham, Mass.
Last month, in what was likely his last economic report to Congress, Bernanke said that even after the Fed has begun slowing its bond purchases, its policymaking will keep lending costs down. Besides keeping its short-term rate low, Bernanke stressed that the Fed will maintain its vast investment portfolio ? which exceeds $3.4 trillion ?to help keep long-term borrowing costs down.
Some economists still think the Fed will start trimming its bond purchases at its Sept. 17-18 meeting. Unlike this week's meeting, the September meeting will be followed by a news conference in which Bernanke could explain the actions.
Diane Swonk, chief economist at Mesirow Financial, said she believes September is a likely time for the Fed to scale back its bond buying. Yet she doubted it will do anything this week to signal that possibility.
"The less said right now, the better" for financial markets, Swonk said.
David Jones, chief economist at DMJ Advisors, said he still thinks the Fed will start trimming its bond purchases gradually starting in September. But he thinks that date could slip if the economy doesn't strengthen over the next two months. Other economists think the Fed may prefer to wait until after September to trim its purchases to make sure the economy is sustaining its gains.
The Fed's moves to reduce its bond purchases will likely occur just as it will be managing a transition to a new leader. Bernanke is widely expected to step down when his second four-year term as chairman ends Jan. 31.
Vice Chair Janet Yellen is viewed as a leading candidate to replace Bernanke, though former Treasury Secretary Lawrence Summers and others have also been mentioned.
Source: http://news.yahoo.com/investors-look-fed-further-clues-rates-113423473.html
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Whether to finance a car or always pay cash is an age-old question. Today, more than 70% of consumers finance their vehicles. They choose to do so because they either a) don?t have the cash to purchase a vehicle outright, or b) would rather keep the cash they have in savings, and spend more in the long run for the convenience of monthly payments. If you can pay cash for your next car, you have to ask yourself if you should. There are good points on both sides, so let?s look at them so that you can make an informed decision.
The cash-only pundits point out that paying cash saves you money. That savings comes from the interest that you do not have to pay on a loan. Here are other pros of paying with cash.
The main pro of financing a vehicle is in the boost to your credit score you receive when you make your payments on time. Since FICO bases 35 percent of your credit score on payment history and another 10 percent on the types of credit that you use, a car loan can address a total of 45 percent of your credit score. That means that you can cause your score to jump greatly with one loan. Of course, that jump only occurs if you make on-time payments?at least twelve of them, preferably 18. You will find it extremely difficult to obtain a mortgage if you have never had an auto loan and at least one credit card, both with solid payment histories.
Another reason that people opt for financing is to keep their cash in savings. This does not save you money, because chances are you will pay more in total interest than you earn in interest from a CD or savings account. However, some people are simply more comfortable keeping their cash in reserves, and they are willing to pay a premium for this convenience. If you have great credit, then your interest rate might be so low that this won?t be as much of a concern. However, if your credit is less than prime, then financing a car could cost you thousands more than buying it with cash.
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Source: http://www.autofoundry.com/1450/should-you-finance-a-car-or-pay-cash/
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It sounds almost heretical to suggest the University of Wisconsin football team could lose Montee Ball and be just as good ? and possibly better ? at running back this season.
But that?s the goal of senior James White and sophomore Melvin Gordon, who are undaunted by the challenge facing them.
?Whenever somebody leaves, or it?s the next year, you always try to be better than the year before,? White said. ?We have a lot of talent still here.?
?I?m definitely excited,? Gordon said. ?With Montee leaving, we have to step up. My teammates, they?re probably worried, Montee?s gone. But that?s how it is when great players leave.
?I want to show them, me and James and the running back group we have now can handle the load.?
The Badgers had one of the best running back groups in the nation last season. Ball?s 1,830 rushing yards ranked third overall, while White finished with 806 and Gordon chipped in 621, with a 10.0 average per carry.
Despite some early problems in the offensive line, the Badgers ranked 13th nationally in rushing, averaging 236.4 yards per game.
Ball was a Heisman finalist in 2011 and won the Doak Walker Award as the nation?s best back in 2012. He broke the NCAA?s career record for touchdowns (83), and ranks second in school history in career rushing yards (5,140) and third in career average per carry (5.6).
Running backs coach Thomas Hammock is the one responsible for making sure nobody lowers the bar with Ball gone.
?He?s pushing all of us pretty hard,? Gordon said. ?He wants us to be the best group in the nation. We were, I feel, one of the best groups last year and we want to continue that as long as I?m here, as long as (Hammock?s) here and whoever comes in.
?He knows how he has to coach us to get there. It?s not easy. It?s difficult, obviously, but it pays off on game days.?
Ball was the hardest worker in the group the past two years, and the rest fell in line. Now, it?s up to White to lead the way.
White?s approach was so focused in the spring, Hammock had a hard time finding things to criticize. Given what a stickler Hammock is for the smallest details, that?s saying something.
?I call him a pro,? Hammock said. ?He?s a consistent pro, in my opinion. He shows up for work, he knows his assignments, he knows his job, he knows the details and he takes it seriously.
?I?m sure I?ve yelled at him once or twice, but I can?t remember the last time I really got on him.?
White is not the most vocal guy, so he is doing everything he can to lead by example.
?A lot of guys look up to me,? he said. ?I can?t be slacking off during any drills, because people are looking at me to see how to work. Practicing hard each and every day, consistency, is the best way to go.?
Gordon is like a young colt, brimming with possibilities and itching to run. While he was effective last season running jet sweeps, he?s excited about getting more work at tailback.
?There?s a big difference, going from a guy who plays a certain number of plays, to trying to be ?the guy? of the program,? Hammock said. ?There are a lot of expectations.?
One positive sign was how Gordon fought through an ankle injury to play in the spring game.
?It didn?t slow him down mentally, which really was impressive to me,? UW coach Gary Andersen said. ?The day he came back ? he knew the offense. There weren?t missed assignments, which is a credit to him and his ability to prepare when he?s going through an injury.?
With redshirt freshman Vonte Jackson out for the year with a third torn ACL and junior Jeff Lewis moving to safety, freshman Corey Clement will be asked to step in right away as the third back.
Clement, from Glassboro, N.J., finished high school with 6,245 rushing yards, 34 rushing touchdowns and 90 total TDs. He rushed for 2,323 yards and 33 touchdowns as a senior.
One way in which this year?s backs compare favorably with almost any other year is in the speed department. Gone are the days when UW was known for power backs who were almost the size of offensive linemen.
?I think we?ll probably have the fastest backfield we?ve had at Wisconsin in quite a while,? White said. ?I think that will allow our offense to make a lot of explosive plays down the field in the run game and the pass game.
?We?ll be able to do a lot of things, put me and Melvin in the backfield at the same time. You never know who?s going to get the football.?
The new coaches didn?t use two tailbacks together much in the spring, but that doesn?t mean it has been scrapped after the success it had last season
Look for the backs to also be heavily involved in the passing game. Sophomore Derek Watt, the returning starter at fullback, led all off the backs last season with 12 catches for 150 yards. Catching more passes is another way for the backs to increase their overall impact on the game.
?I?ve been doing this for four years now,? White said. ?I?m well-rounded. I feel I can catch out of the backfield, block, run between the tackle, pretty much do anything they put me out there to do.?
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Most real estate buyers want information about the market that?s easy to understand and that actually informs them about the market?s conditions. If you are looking for information presented like this, then you came to the perfect place! This article provides several simple and effective tips in a structured format that is designed to enable you to quickly absorb the information.
Have a moderate approach when you negotiate while buying real estate. Lots of people try to be overly aggressive only to lose out in the end. You should be very adamant about the things you want, but you should let your lawyer negotiate for you.
If you?re going to relocate, research the prospected neighborhood of the desired property online. There is plenty of information available to you, even if you are thinking about moving to a small town. Look at things like average salaries, unemployment levels and travel times. See if the place is worker friendly and if you can make the area a viable place to build a career.
TIP! Don?t come on too strong in purchase negotiations. Many people get too aggressive so that they can get a great deal, and they end up overdoing it and losing it.
Exercise flexibility when making decisions. You might not have the financial resources to buy your dream house in your dream neighborhood, but you might have enough to choose one of the two. If you can?t find a home in the area you want, shop for one in a similar area.
Ask your Realtor for a checklist. Realtors often have a home-buyer?s checklist that includes everything you need to do or consider when buying home, from figuring out what you want in a house to finalizing a mortgage. You can use the various checklists to make sure you?re ready for every contingent as it comes up.
You have to have a thorough understanding of the terms of your mortgage whenever you are purchasing a home. You are less likely to be confused later if you understand upfront how the term of the mortgage influences the amount of the monthly payment and your total cost over the entire life of the loan.
TIP! Real estate agents should contact those who they have helped buy or sell a home once each year. If you stay in contact with them, you will be reminding them how much you helped them with the buying or selling of their real estate.
Plan out your questions before you have a chat with an agent in real estate. Some questions to consider is are you a buyer?s agent, a seller?s agent or a dual agent. Other questions include the average number of listings the agent carries and the average home prices. Regardless of the questions you ask, a good real estate agent will have ready answers to your questions. Make sure all questions are answered professionally.
Go online and check the registry for local sex offenders in the neighborhoods you are looking at buying in. You can do this quickly and easily, and it could keep your whole family safer in your new home. The information is publicly available and free to obtain. It is highly unlikely that any real estate agent would have knowledge of the sex offender status within a neighborhood, and if they do, you won?t find out about it. Research these things yourself.
TIP! Thanks to the Internet, it is easy to research a home and a neighborhood without stepping foot outside your current home. By browsing online, you will be able to find some great info about any town or county you?re interested in.
You do not want to buy a house with fireplaces in multiple rooms, unless you live in a very cold climate. Keeping up with fireplaces can be a pain, especially if you won?t be using them.
Assume that needed repairs are a given when you are considering purchased any foreclosed home. Many times these houses have been vacant for a while before they are up for sale, and you should assume that any regular maintenance was not completed. Foreclosed homes often will require HVAC systems installed, and may be infested with pests.
You always want to do a lot of research before you decide to buy any property. Do not jump on a deal because you believe the price is interesting. You will only end up losing money. So, investigate the history of any property that you are considering buying, as well as all aspects of the immediate vicinity.
TIP! Houses that need some ?tender loving care? are priced less. This allows you to save money up-front, and work on the house at your own rate over an extended period of time.
If you are looking to purchase some of or all of a building in order to open a business, make sure it is in a good neighborhood. Opening your business in a terrible neighborhood can prevent you from having a large client base. Talk to a professional to find the best locations.
When looking for a new home, don?t buy it for what it has inside it. Look for a home that is solidly built. If you just base your decisions on appearance, you risk overlooking serious problems that will be expensive to fix later.
When deciding to buy real estate, always take into account your goals. Determine early on if your goals are short term or farther on the horizon. If the investment does not match those goals, do not consider it. A lot of investors don?t do this due diligence and end up making poor investments.
TIP! If you have your eye on expensive piece of commercial property, get a reputable partner in on the investment. Qualifying for a large loan is more difficult for a single purchaser than a partnership.
Go for the home of your dreams. There is a controversy over whether this is the right time to buy and sell real estate; therefore, consider both sides before making a decision. You might want to buy your dream home now, housing prices will probably go up from here.
If you have a car and you are looking to buy a home, make sure there is significant parking in the area. If the home has no driveway, good street parking is essential. Without a good amount of parking near your house, you might have to park far away, and this can be troublesome in a number of situations.
Ask your new landlord who will take care of the yard and garden before you sign the lease. Some rentals will have the renter be responsible for yard clean up or garden work. Or, this might be included in the rent.
TIP! It is critical to thoroughly understand the terms of a mortgage loan when you purchase a home. Understanding how the mortgage term will affect your monthly mortgage payment, as well as how it will affect the total cost you will pay over the life of your loan, will help minimize later confusion.
In conclusion, we have provided you some of the most crucial aspects regarding buying real estate. We hope that you not only were able to learn something, but that you also will be able to successfully apply it. Follow our advice and you will be one step closer to being an expert in this subject.
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Source: http://www.maynaseric.com/avoid-the-pitfalls-of-buying-a-fixer-upper-2
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Gran Turismo is the single biggest franchise for PlayStation, with over 70 million copies sold around the world. The movie would join other popular racing-themed flicks such as Universal's The Fast and the Furious, not to mention the upcoming Need for Speed (DreamWorks) and Hot Wheels (Legendary).
A video made by Sony gives a taste of what the movie might look like:
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HONG KONG (CNNMoney)
HSBC said Wednesday that its "flash" index of manufacturing purchasing managers' sentiment fell to a eleven-month low of 47.7 in July, as new export orders slowed and output fell.
Slower growth in China's vast manufacturing sector, seen as an economic bellwether, could raise pressure on the country's policymakers to step in with stimulus measures.
"The lower reading of the July HSBC Flash China Manufacturing PMI suggests a continuous slowdown in manufacturing sectors thanks to weaker new orders and faster destocking," said HSBC chief China economist Hongbin Qu.
The factory slowdown is a major headache for policymakers in Beijing.
Earlier this month, the government reported that GDP slowed to 7.5% in the second quarter. Expansion at that pace would make most countries green with envy, but was among the slowest rates China has reported in the past two decades.
Related story: Economic slowdown tests China's leaders
China has more typically averaged growth of around 10% a year, a level of production that has propelled it up the list of biggest economies, generated wealth for its growing middle class and boosted global trade.
But many economists now say that China's economy relies too heavily on investment, a trend that has distorted the country's housing market and placed great emphasis on exports over consumption.
President Xi Jinping and Premier Li Keqiang are by all accounts determined to proceed with reforms, even if it means tolerating slower growth for now.
The key question of the moment is just how much the economy can slow before the government intervenes in a bid to support growth.
Related story: IMF cuts world economic growth forecast
Qu, the HSBC economist, said that the latest manufacturing data indicates that the labor market is coming under pressure -- something Beijing might not be willing to tolerate for long.
"As Beijing has recently stressed, to secure the minimum level of growth required to ensure stable employment, the flash PMI reinforces the need to introduce additional fine-tuning measures to stabilize growth," Qu said. 
First Published: July 23, 2013: 10:43 PM ET
Source: http://rss.cnn.com/~r/rss/money_latest/~3/bGkiHAcRaEQ/index.html
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No, it wasn't by some ultra secretive means of super-complex cyber code writing and cloud encryption by which good ol' Eddy breached America's security in arguably the most secure compound on the planet ? nope ? he simply walked in with a thumb drive, downloaded the NSA, and walked out.
Carl Weinschenk?of IT Business Times breaks down how bad a threat flash drives can be:
The U.S. Department of Homeland Security ran a test in which staffers dropped flash drives in the parking lot of government and contractor buildings. Sixty percent of folks who picked them up simply plugged them into networked computers. That percentage jumped to 90 percent if the drive had an official logo.
(emphasis ours)
Here and America thought it was so smart when it got an "unsuspecting" Iranian scientist to plug a flash drive into nuclear networks.
The Washington Times breaks down the threat further by reminding everyone that a "number of commercially available programs can switch off the?USB port?of every computer on the network."
Pretty easy, huh?
NSA?officials ?were laying down on their job if they didn?t disable the?USB port,? an unnamed government IT the specialist told the Washington Times, referring to the small socket on the side of a computer where thumb drives are plugged in.
Organizations, whether they're public or private, have had difficulty enforcing Bring Your Own Device security measures now for a number of years.
Certainly there are places in government buildings where there are NO recording devices or storage devices allowed under ANY circumstances.
Regardless, Snowden managed to get one in and get one out.
So, if the difference between having an international incident of grave consequences to national security and not having one is shooting down to Best Buy for some simple software ... then shouldn't we just get the software?
Or, as the IT professional who talked to the Washington Times pointed out, "I have seen places where they used a hot glue gun to block [USB ports]."
Source: http://www.businessinsider.com/the-biggest-threat-to-national-security-is-the-thumb-drive-2013-7
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GUANGDONG, China, July 25, 2013 /PRNewswire/ -- Fujitsu( http://www.fujitsu.com ) China today announced that the Fujitsu South China Data Centre has been accredited with the international standards ISO9001 and ISO27001, marking a new phase in the development of the data centre. With these two certifications, Fujitsu further enhances its technology leadership in the data centre arena, standardizing the data centre management process and providing customers with a smooth, stable and secure service.
The ISO9001 relates to requirements for quality management systems, while the ISO27001 is an information security management system (ISMS) standard. The latter is designed to help organizations ensure that they meet stringent risk management criteria. Data centres comprise a complex set of physical and environmental security measures including secure communications and operation management, access control, development and maintenance of information systems, security incident management and relevant regulations.
"Crucially, these ISO accreditations signify a benchmark for quality, security and trust. As most of our data centre customers are not end users, these certifications for the Fujitsu South China Data Centre provide clients with peace of mind, highlighting that our facility meets globally recognised standards. This in turn helps to foster trust and communication between our users and their clients from various industries and regions," said Francis Li, General Manager of The Fujitsu South China Data Centre.
The first Tier 3+ data centre in South China
Opened on April 11, 2012, The Fujitsu South China Data Centre was Fujitsu's first data centre in China and the company's 100th data centre to be established across the globe. It is South China's first Tier 3+ data centre, indicating that the facility scored highly when evaluated on redundancy of facilities, floor loading, power supply and cooling equipment, as well as downtime-free period and cost.
The Fujitsu South China Data Centre has a gross land area of 6666.7 square meters and is earthquake resistant. The data centre has one subterranean floor and four above-ground levels, providing over 12,000 square meters of floor area which can house 1,000 racks in full operation. At present, over 250 racks are in use for clients from the government, banking, finance, and insurance industries.
Connection to multiple network operators and a dual power supply guarantees high security and stability. Sustainability is ensured by green measures such as the use of efficient generators, intelligent temperature control and geothermal techniques. The data centre is able to provide 24x7 operations and flexible, dependable services including server hosting services, managed services, project services and vendor management services.
Today, an increasing number of corporations in China are demanding cloud services, especially in the areas of finance and human resources. Looking ahead, the Fujitsu South China Data Centre will continue to serve as a key link through which Fujitsu cooperates with the local government and local businesses. By integrating Fujitsu's ETERNUS and PRIMERGY servers and storage systems, as well as top of the line cloud-management middleware ServerView Resource Orchestrator, Fujitsu will work to provide high-performance cloud services to more organizations.
Worldwide, Fujitsu has more than 20 years' experience in data centre design, construction, operation and technological innovation and operates over 100 data centres. The Fujitsu South China Data Centre maintains the same high level of security and reliability as Fujitsu's other data centres worldwide, including those in the United Kingdom, Australia and Hong Kong.
About FUJITSU
Fujitsu is the leading Japanese information and communication technology (ICT) company offering a full range of technology products, solutions and services. Approximately 170,000 Fujitsu people support customers in more than 100 countries. We use our experience and the power of ICT to shape the future of society with our customers. Fujitsu Limited (TSE: 6702) reported consolidated revenues of 4.4 trillion yen (US$47 billion) for the fiscal year ended March 31, 2013. For more information, please see http://www.fujitsu.com.
Press Contacts
Fujitsu Hong Kong Limited
Lorraine Leung
Tel: +852-2828-2797
E-mail: lorraine_leung@hk.fujitsu.com
The Hoffman Agency (www.hoffman.com)
Janniefer Chan / Jessica Ching / Aries Lee
Tel: +852-2231-8119 / +852-2231-8112 / +852-2231-8115
E-mail: jachan@hoffman.com / jching@hoffman.com / alee@hoffman.com
SOURCE Fujitsu
Source: http://www.istockanalyst.com/article/viewarticle/articleid/6509379
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Back to school sales are already starting to crop up at may retailers, even though it's the middle of summer. Here's how to make the most of this year's back to school sales.?
A customer looks at clothing at a Gap store in Palo Alto, Calif.in August 2009. It's the middle of summer, but back to school clothing sales are already starting to crop up.
Paul Sakuma/AP/File
EnlargeSummer vacation may still be in full-swing, but many retailers are already rolling out the first?back-to-school sales?of the season. Everyone knows that gearing up for a new school year means buying copious amounts of paper and pencils, but the?best?part about going back is the chance to re-stock a student's wardrobe! (Preferably with items that?don't require an iron.) Whether you're a parent or a student, we're here to help you find the best sales on back-to-school clothes.
Skip to next paragraph Dealnews.comis devoted to finding the best deals on consumer goods, whether or not they're from an advertiser. For more great offers visit dealnews.com, which works with advertisers to craft offers for readers.
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Typically most of these discounts pop up in August, but last year back-to-school clothing sales began in mid-July and kept appearing until the second week of September. We analyzed the data from last year's sales at teen and college-age apparel stores during this time-span, and we've broken down the results below so you can know what to look forward to with this year's sales.
The back-to-school staple that will find its way into just about everyone's shopping cart is a few good pairs of jeans. Itching to get your hands on some new denim? You're in luck! Our research revealed that the best time to pick up a pair of jeans on sale is right now. From mid-July to mid-August last year, we saw sales that took up to 80% off?Lucky Brand, up to 70% off?Lee, and an extra 30% to 40% off?Levi's?jeans on multiple occasions. After the mid-August mark, discounts dropped off sharply and the sales were spaced much wider apart, so be sure to take advantage of those earlier sales.
While back-to-school clothing sales include a plethora of fall-friendly styles, they also push steep discounts on summer apparel that retailers are eager to get rid of before the change of season. This often translates into a deal hunter's favorite situation: extra discounts on clearance merchandise! And as every deal-savvy fashionista knows, summer apparel can actually be worn year-round, if you choose the right items and accessorize properly, so it's a great opportunity to save on new clothes for your kids.
Our data indicates that August and early September is the perfect time to make a killing on clearance duds. Last summer, we saw multiple instances where?Abercrombie & Fitch?took an extra 50% off its clearance apparel, and?American Eagle Outfitters?and?Aeropostale?both cut an extra 30% to 40% off clearance items during this period.
Of course, you can't solely stock a fall wardrobe with apparel from last season. In the coming weeks, we're also going to see back-to-school sales on new styles for autumn and winter. In all the excitement, it's easy to forget that many of these retailers will have?coupons that stack?with ongoing sales. In fact, stores like?Gap,Old Navy, and?Banana Republic?always have?some kind of sitewide percent-off coupon. Therefore, it pays to search around for a discount code before buying, or to patiently wait for a promo to pop up, so that you can maximize your savings. Last year, we saw coupons with discounts ranging from 10% to 30% off sitewide at these Gap Inc. stores, but keep in mind that such discounts will only last for a few days at most; if you see a big sitewide coupon that stacks with an ongoing sale, be ready to jump on it! Likewise, if a stacking coupon makes you yawn, you can probably afford to wait for a better deal.
Getting your student back to school in style is easy if you know what to look out for and when to shop. Who knows? If you follow the tips above, you might have enough money left over for?boring?things like books, notebook paper, pens, and pencils. Of course, you should still shop wisely for those things too. Check out our?back-to-school sales?page and never miss a deal on anything student-related!
Marcy Bonebright is a staff writer for Dealnews.com, where this article first appeared.?
Original story:?http://dealnews.com/features/How-to-Save-Money-on-Back-to-School-Clothes/793848.html
Source: http://rss.csmonitor.com/~r/feeds/csm/~3/vxsiANcHtYM/Back-to-school-How-to-save-money-on-clothes
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ATLANTA (AP) ? Another reason to eat breakfast: Skipping it may increase your chances of a heart attack.
A study of older men found those who regularly skipped breakfast had a 27 percent higher risk of a heart attack than those who ate a morning meal. There's no reason why the results wouldn't apply to other people, too, the Harvard researchers said.
Other studies have suggested a link between breakfast and obesity, high blood pressure, diabetes and other health problems seen as precursors to heart problems.
"But no studies looked at long-term risk of heart attack," said Eric Rimm, one of the study authors at the Harvard School of Public Health.
Why would skipping breakfast be a heart attack risk?
Experts aren't certain, but here's what they think: People who don't eat breakfast are more likely to be hungrier later in the day and eat larger meals. Those meals mean the body must process a larger amount of calories in a shorter amount of time. That can spike sugar levels in the blood and perhaps lead to clogged arteries.
But is a stack of syrupy pancakes, greasy eggs and lots of bacon really better than eating nothing?
The researchers did not ask what the study participants ate for breakfast, and were not prepared to pass judgment on whether a fatty, sugary breakfast is better than no breakfast at all.
Other experts agreed that it's hard to say.
"We don't know whether it's the timing or content of breakfast that's important. It's probably both," said Andrew Odegaard, a University of Minnesota researcher who has studied a link between skipping breakfast and health problems like obesity and high blood pressure.
"Generally, people who eat breakfast tend to eat a healthier diet," he added.
The new research was released Monday by the journal Circulation. It was an observational study, so it's not designed to prove a cause and effect. But when done well, such studies can reveal important health risks.
The researchers surveyed nearly 27,000 men about their eating habits in 1992. About 13 percent of them said they regularly skipped breakfast. They all were educated health professionals ? like dentists and veterinarians ? and were at least 45.
Over the next 16 years, 1,527 suffered fatal or non-fatal heart attacks, including 171 who had said they regularly skipped breakfast.
In other words, over 7 percent of the men who skipped breakfast had heart attacks, compared to nearly 6 percent of those who ate breakfast.
The researchers calculated the increased risk at 27 percent, taking into account other factors like smoking, drinking, diet and health problems like high blood pressure and obesity.
As many as 18 percent of U.S. adults regularly skip breakfast, according to federal estimates. So the study could be important news for many, Rimm said.
"It's a really simple message," he said. "Breakfast is an important meal."
___
Online:
Circulation: http://circ.ahajournals.org/
Source: http://news.yahoo.com/skipping-breakfast-may-increase-heart-attack-risk-210037837.html
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Total eurozone debt as a proportion of annual gross domestic product (GDP) stood at a record ?8.75 trillion (?7.5 trillion) in the three months to the end of March, or 92.2pc of GDP, up from ?8.6 trillion in the previous quarter and ?8.34 trillion the year before.
Bailed-out nations Greece, Portugal and Ireland saw some of the biggest rises, even after implementing austerity measures imposed by Brussels in an attempt to balance the books.
Greece's debt rose to 160.5pc of GDP from 156.9pc in the first quarter compared with the final three months of 2012, while Portugal's debt burden rose to 127.2pc from 123.8pc. Germany and Estonia were the only countries to reduce their public debt.
Meanwhile, Portuguese prime minister Pedro Passos Coelho ruled out a snap election and confirmed he would make junior coalition party leader Paulo Portas his deputy, sending the country's benchmark borrowing costs down 0.5 percentage points, to 6.31pc.
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FILE - In this March 6, 2012 file photo, actress Rita Moreno poses for a portrait at the Waldorf Astoria Hotel in New York. Moreno will receive SAG-AFTRA?s Life Achievement Award for career achievement and humanitarian accomplishment at the 2014 Screen Actors Guild Awards. SAG-AFTRA Co-President Ken Howard said the 81-year-old actress is the 50th recipient of the award, ?the most prestigious honor we bestow.? (AP Photo/Carlo Allegri, File)
FILE - In this March 6, 2012 file photo, actress Rita Moreno poses for a portrait at the Waldorf Astoria Hotel in New York. Moreno will receive SAG-AFTRA?s Life Achievement Award for career achievement and humanitarian accomplishment at the 2014 Screen Actors Guild Awards. SAG-AFTRA Co-President Ken Howard said the 81-year-old actress is the 50th recipient of the award, ?the most prestigious honor we bestow.? (AP Photo/Carlo Allegri, File)
FILE - In this March 6, 2012 file photo, actress Rita Moreno poses for a portrait at the Waldorf Astoria Hotel in New York. Moreno will receive SAG-AFTRA?s Life Achievement Award for career achievement and humanitarian accomplishment at the 2014 Screen Actors Guild Awards. SAG-AFTRA Co-President Ken Howard said the 81-year-old actress is the 50th recipient of the award, ?the most prestigious honor we bestow.? (AP Photo/Carlo Allegri, File)
NEW YORK (AP) ? Rita Moreno will receive the Life Achievement Award for career and humanitarian accomplishments at the 20th annual SAG Awards.
Screen Actors Guild & American Federation of Television and Radio Artists Co-President Ken Howard made the announcement Monday. He said Moreno is the 50th recipient of the award, "the most prestigious honor we bestow."
Moreno, 81, won a best supporting actress Oscar for 1961's "West Side Story." She also has won two Emmys, a Tony and a Grammy Award, one of the few artists to win all four top show business awards.
She currently appears in TV Land's "Happily Divorced."
The SAG Awards will air Jan. 18, 2014, on TNT and TBS.
___
Online:
http://www.sagaftra.org
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Source: http://www.nbcnews.com/video/cnbc/52546991/
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In this photo released by the Belgian Prime Ministers Office, Belgium's King Albert II, right and his son Prince Philippe listen to comments prior to the King signing the Act of Abdication during a ceremony at the Palace of the Nation in Brussels on Sunday, July 21, 2013. Philippe will take the oath before parliament to become Belgium's seventh king after his father Albert II abdicated as the head of this fractured nation. Earlier Sunday, the 79-year-old Albert signed away his rights as the kingdom's largely ceremonial ruler at the royal palace in the presence of Prime Minister Elio Di Rupo, who holds the political power in this 183-year-old parliamentary democracy. (AP Photo/Belgium Prime Ministers Office, HO)
In this photo released by the Belgian Prime Ministers Office, Belgium's King Albert II, right and his son Prince Philippe listen to comments prior to the King signing the Act of Abdication during a ceremony at the Palace of the Nation in Brussels on Sunday, July 21, 2013. Philippe will take the oath before parliament to become Belgium's seventh king after his father Albert II abdicated as the head of this fractured nation. Earlier Sunday, the 79-year-old Albert signed away his rights as the kingdom's largely ceremonial ruler at the royal palace in the presence of Prime Minister Elio Di Rupo, who holds the political power in this 183-year-old parliamentary democracy. (AP Photo/Belgium Prime Ministers Office, HO)
In this photo released by the Belgian Prime Ministers Office, Belgium's King Albert II, left, signs the Act of Abdication as Belgian Prime Minister Elio Di Rupo, right, looks on during a ceremony at the Palace of the Nation in Brussels on Sunday, July 21, 2013. Belgium's Prince Philippe will take the oath before parliament to become Belgium's seventh king after his father Albert II abdicated as the head of this fractured nation. Earlier Sunday, the 79-year-old Albert signed away his rights as the kingdom's largely ceremonial ruler at the royal palace in the presence of Prime Minister Elio Di Rupo, who holds the political power in this 183-year-old parliamentary democracy. (AP Photo/Belgium Prime Ministers Office, HO)
People hold balloons in the Belgian colors and carry a Facebook inspired banner of Belgium's Prince Philippe as they stand outside St. Gudule cathedral in Brussels on Sunday, July 21, 2013. Belgium's King Albert II was set Sunday to relinquish the throne in a concession to his age and health, paving the way for his eldest son to become the country's seventh monarch. (AP Photo/Ezequiel Scagnetti)
BRUSSELS (AP) ? Here is a brief look at the state of Belgium's monarchy as King Albert abdicates, making his son Prince Phillipe the country's seventh king.
NO RULING QUEENS?
Not yet. For years, only men were entitled to the top royal job, until 1991 when laws were changed to allow princesses to take the throne. That means that Philippe's eldest daughter, Princess Elisabeth, becomes first in line to the throne after he becomes king.
WHO IS PRINCE PHILIPPE?
He is the eldest of Albert's three children ? two sons and a daughter ? and husband of Princess Mathilde, with whom he has two sons and two daughters. For a man seen as lacking charisma and political savvy, he has an impressive resume. He is a trained fighter pilot, went to Oxford University and Stanford grad school, and has led dozens of trade missions boosting Belgian business around the world.
NICE WORK IF YOU CAN GE IT?
Being king might sound like a dream job, but in Belgium the monarch has to serve as a unifying figurehead of a nation increasingly divided between Dutch-speaking Flanders and French-speaking Wallonia. The rift is so deep that it took more than 500 days to build a new ruling coalition after the last general election.
WHAT'S THEIR PROBLEM?
Well, it's mainly about money: The Dutch-speaking Flemings argue that their prosperous region has for decades been economically propping up the more impoverished French-speaking Wallonia.
DIDN'T ANOTHER EUROPEAN ROYAL JUST QUIT?
Indeed. In neighboring the Netherlands, Queen (now Princess) Beatrix abdicated in May and her son Prince (now King) Willem-Alexander took the throne at a lavish ceremony attended by princes and princesses from around the world.
SO IS BELGIUM HOSTING A BIG PARTY, TOO?
Yes and no. Sunday is a national holiday in Belgium, so it's always a party and with the changing of the royal guard it's going to be even bigger than usual. But the guest list is low key, with no foreign royals attending the festivities. Also missing the party are Flemish nationalist lawmakers of the Flemish Interest party who are boycotting the new king's swearing-in ceremony to highlight their republican sympathies and desire for an independent Dutch-speaking Flanders.
WHAT BECOMES OF THE ROYAL TITLES?
Once a king, always a king, applies to Albert. And once a queen, always a queen, applies to his wife, Paola. In a nation so ambivalent about royalty, Belgium will have two kings and three queens on Monday. The ruling couple of Philippe and Mathilde to start with, followed by the retired couple of Albert and Paola. Plus Queen Fabiola, the widow of Baudouin, Albert's predecessor.
ANY ROYAL SKELETONS IN THE CLOSET?
After Albert succeeded his brother Baudouin, he became embroiled in a major royal scandal when he acknowledged he'd had a daughter out of wedlock, throwing his marriage with Queen Paola into a major crisis. The issue came to the fore again this spring when the daughter, Delphine Boel, opened court proceedings to prove Albert is her father.
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